When borrowing to purchase a property the amount a lender is willing to loan will depend on the size of your deposit, how much you earn and what you spend. There can be a difference between what a bank will lend you and what you can afford to pay. Here’s what to think about before…

Offers and Contracts
You really want a property and are keen to put in an offer but where do you start? No one wants to pay more for a house than the market value, so how do you get the best deal? What is the magic figure to start the negotiation process? Making an offer on a property is similar…